Three Things to Look For When Shopping for Trucking Insurance

Before you can drive a truck for your profession, you first have to find the right trucking insurance for your needs. At The Owens Agency LLC, serving Waldron, AR, we help truck drivers like you find the right insurance to help keep your trucking business running smoothly. It’s vital to find the right trucking insurance. Without it, your trucking business could face financial difficulty. 

1. Physical Damage Coverage

Physical damage coverage pays to replace or repair your trucking equipment if it is stolen or damaged in an accident. This is essential coverage because accidents can happen, and sometimes, those accidents can be costly and difficult to repair. Physical damage coverage can keep your business functioning if a covered event occurs. 

2. Trucking Liability Coverage

If your truck damages someone else’s vehicle while you’re on the road, your trucking liability coverage will help repair or replace damages to the other vehicle. Trucking liability coverage can protect you from the liability of making hundreds or thousands of dollars in repairs if you’re found at fault for an accident on the road. 

3. The Right Insurance Carrier

In addition to finding the right trucking insurance policy, finding a suitable insurance carrier is important. Look for an insurance carrier that offers good customer service and expertise in trucking insurance. Your insurance agent should respond to questions quickly and with accuracy. You should feel comfortable asking your insurance agent questions and should also feel like your insurance agent has your best interests in mind. 

The Owens Agency LLC, serving Waldron, AR, can help you find a good trucking policy for your trucking business. Call today to learn more about trucking insurance.