1197 W. 2nd St,
Waldron, Arkansas 72958
When it comes time to shop for auto insurance, you want to work with a company that will be there when you need them the most. For auto insurance in Waldron, AR that's The Owens Agency, LLC.
There are certain requirements you must meet to be considered fully insured in the state of Arkansas and Oklahoma. First, you need to carry a minimum for bodily injury. This amount is per person.
Secondly, you also need to have a minimum in coverage for total bodily injury per accident. Finally, property damage coverage of an amount per accident is required.
These three types of coverage are the bare minimums that you will need to have to be compliant under the law. Of course, additional coverage is recommended as well to protect yourself and your vehicle.
While the insurance required by the state protects others, you also want to carry insurance to protect yourself. There are three types of additional coverage you should consider.
Comprehensive- Comprehensive coverage will protect your vehicle from damage not related to a car accident. This can include things such as fire, theft, or even weather.
Collision- While the required coverage will pay to repair or replace the other person's vehicle, collision insurance will take care of damage to your vehicle due to a traffic accident.
Underinsured and Uninsured Motorist- Even though it is a state requirement for all drivers to have auto insurance, not everyone does. This type of coverage will protect you if you are in an accident caused by a driver that has no insurance or not enough insurance to cover the damage.
For additional information on auto insurance take a moment to use our online rating tool to find a quote or stop by The Owens Agency, LLC in Waldron, AR.
There's no better time to shop for auto insurance than now, so get a quote or stop by today. We look forward to seeing you.