Factors That Small Business Owners Should Consider While Researching Trucking Insurance Policies

The Owens Agency LLC assists the Waldron, AR community by offering residents different insurance policies. We are committed to helping our clients find the coverage that they need to protect their most valuable possessions.

Trucking Insurance

For many small business owners throughout Waldron AR, searching for trucking insurance can be a difficult process at times. Trucking insurance can be an integral part of the success of your business. The policy covers the truck in the event that it is damaged or vandalized, as well as the cargo container on the truck. Here are some other factors that small business owners should consider while researching trucking insurance.

Regular Maintenance

Make sure that the truck gets regular maintenance. Also, make sure that you keep updated records on the status of your truck. Keep tabs on the number of miles that your truck is driven on a regular basis. If your truck is used domestically, that may impact your coverage.


Depending on the type of cargo that your truck hauls, you may have to amend your policy. Consider looking at additional coverage if you are hauling cargo that is valuable but fragile. Take pictures of all of the cargo on the truck before your drivers transport it. Also, consider investing in a driver cam. Driver’s cams can help clarify things in the event that a situation arises.


Make sure that the employees on your staff are credible drivers. It’s important that all of your prospective drivers go through the screening process. This will help you uncover any red flags regarding their driving history.  

Consult With The Owens Agency LLC

We will help you navigate the process of finding trucking insurance so that you can protect your business. Visit our website to learn more information.