Truckers insurance ensures companies have the coverage necessary when something happens to their truck or the cargo it’s hauling. What if something happens while someone’s on the road in Waldron, AR, though? Some policies may assist.
Roadside Assistance for Truckers
Most trucking policies do not automatically include roadside assistance. Instead, these policies offer different tiers of coverage, just like standard auto policies. Companies can also purchase additional coverage, commonly called add-ons, like roadside assistance. An agent at The Owens Agency LLC can help you learn more about add-ons you can purchase.
Common Services Offered
Once you ensure you have roadside assistance, you can enjoy several benefits. Most policies offer standard features, like help with a flat tire. Some offer additional services, such as technicians who can help with minor repairs. These are usually capped at a certain dollar amount. For example, the policy may offer help with small repairs that cost under $500. This varies per company.
Some offer spill cleanup. This also depends on your policy. It’s important to remember that roadside assistance doesn’t always apply if you’re in an accident with another vehicle. Always ask an agent how your roadside assistance works regarding accidents when you purchase the policy.
Exclusions Apply
Every trucking policy has specific exclusions, too. Many companies that offer roadside assistance will only tow large trucks a certain number of miles. There may be limits on how many times you can call for help, or how many repairs you get annually. Most won’t help clean up hazardous materials or pay for damage to cargo.
Agents here at The Owens Agency LLC will take the time to explain all the fine print so you know exactly what your roadside assistance can help with. Contact us today to learn more. We’re currently serving the Waldron, AR area.
