Do You Need Trucking Insurance for Your Company?

Staying Covered on the Road

Trucking insurance is a necessity that companies need to operate a single truck or many. In general, public liability insurance that has bodily injury and property damage is the minimum amount of insurance an owner operator needs. However, most owner operators and motor carriers require or elect to get additional coverage. Working with a knowledgeable insurance provider is the first step to getting quality coverage.

If you live in Waldron, AR, the experienced agents at The Owens Agency LLC are here to help you find high-quality trucking insurance for you and your company. 

Extended Coverage for Added Protection

Public liability insurance will protect you when they are at fault in an accident, but further coverage is often sought out to maximize protection. Some other types of policies that are commonly used for enhanced coverage are:

  • Cargo Insurance – This type of insurance covers the cargo that is hauled for damages. It is required by for-hire interstate owner-operators to do business.
  • Physical Damage – If a truck is financed, this kind of insurance will protect your rig from accidents on the road. It is useful even if a tractor and trailer is owned outright.
  • Bobtail – If you are employed under the authority of a motor carrier, you will need bobtail insurance. Owner-operators who have auto liability insurance are not required to get this type of coverage.

Quality Commercial Insurance in AR

Our team at The Owens Agency LLC in Waldron, AR has years of experience helping companies get the right kind of trucking insurance for safe operations. We will work with you to tailor the perfect trucking insurance policy so you can rest assured you and your assets are protected.