3 Safety Tips for Truckers

Truckers notoriously have to handle a lot during their time on the clock. From long hours to hypnotic roads, there’s a reason why trucker safety is so important and so disastrous if something goes wrong. For a safer ride every time, follow these three tips for trucker safety from The Owens Agency, LLC. 

Better Driving 

Most truckers know to slow down before they hit a big curve or to hit their brakes when they enter a construction zone — but that doesn’t always mean they do it. It’s not easy for truckers from Mena and Waldron, AR to reduce their speed when they’re under a deadline, but it has to be done. If you find yourself in bad weather conditions or are exhausted from a long drive, make time during your trip to pull over and wait for things to blow over. This can be the difference between a successful haul and death.

Smarter Loading 

The truck reacts to every bump and curve based on how well it was loaded. The more precautions taken during the process, the more likely it is that the weight will be evenly distributed along the road. There are also plenty of products that can be purchased for semi-trucks, such as air springs, to ensure that the truck doesn’t have as much wear and tear on it by the end of the journey. 

Additional Trucking Insurance 

All truckers are required to have some type of insurance for both the driver and the vehicle, but all policies are different. Companies in Mena and Waldron, AR who wish to save themselves a lot of hassle in the future can contact The Owens Agency, LLC to find out more about how truckers can get the best possible protection. From bodily injuries to vehicle damage, there’s a lot to learn about how trucking insurance works. Give us a call to find out more and to get a quote.

What You Need to Know About Trucking Insurance

If you own a transport business and require trucking insurance, navigating the process of obtaining this type of insurance can be slightly tricky. But if you have the correct information, and work with a knowledgeable insurance agent, it will make the whole process go much smoother. Here are some tips to get you started:

To get a quote, you’ll need a lot of basic information.

Before you can get a quote on your trucking insurance, remember that you will need to compile quite a bit of information. This will include an insurance policy “dec” page (declarations page), the driver’s license numbers and driving histories of all of your truckers and drivers, speeding ticket information, VIN numbers of your trucks, and more.

Remember there are different types of trucking insurance options within this sector.

Also keep in mind that there are different types of trucking insurance, including motor truck cargo, liability insurance, bobtail insurance, and physical damage coverage. Your agent will help you decide which of these insurance plans you’ll need.     

Finding a highly qualified trucking insurance agent.

Finally, remember that you will definitely want to find a highly qualified trucking insurance agent who can help you find the perfect trucking insurance policy for you, your company, and your truckers.

The Owens Agency, LLC

If you live or have a business in Mena or Waldron, AR and are searching for a great trucking insurance policy, The Owens Agency, LLC can help. We offer trucking insurance policies and other types of policies to all residents of Mena and Waldron, AR as well as the surrounding areas. Allow one of our insurance agents to discuss your policy options with you and help you choose a plan. Stop by our nearest location or give us a call! We look forward to it!

Starting a small business? Help for first time trucking company owners

Starting a small business is exciting. You get to work for yourself and can enjoy all the freedom that comes with being your own boss. Many people choose to start a small trucking company as their first small business. Starting a commercial trucking company though comes with many regulations and insurance requirements that first-time business owners should know. Below, we have outlined some important pieces of information you should be aware of before starting your trucking company.

MC Number

For a trucking company, your MC number must be active if you plan on operating as a for-hire carrier. After you buy a BOC-3, your MC number becomes active 15 days later after your insurance company completes the appropriate filing.

Interstate vs. Intrastate

It is important to know the difference when starting a trucking company. Intrastate means that you are traveling within one particular state. Interstate means that you plan on traveling across state lines.

Coverage

The most important thing to know when starting a small trucking business is the amount of coverage that is needed. For commercial liability, it is recommended to at least carry a minimum amount of insurance coverage.

The residents from Poteau, OK know that insurance is of vital importance, especially when starting their own small trucking company. At the Owens Agency, LLC, we can help advise the citizens of Poteau, OK with what type of trucking insurance coverage to get. The experts at The Owens Agency, LLC are trained experts in insurance policies and can help get you started today. Feel free to call the agents at The Owens Agency, LLC today to update your coverage or get started with brand new trucking insurance policy.