Home insurance can help repair or replace your belongings and your home’s structure when covered events occur. Understanding which covered events apply is essential when recovering from an unexpected disaster. The professionals at Owens Agency LLC, serving Waldron, AR, are here to assist you.
We help our customers understand what their home insurance policy covers and answer questions when it’s time to file a claim. If your home has been struck by lightning and you need to file a home insurance claim, here’s what you need to know.
Does Home Insurance Cover Lightning Strikes?
Coverage under home insurance policies can vary, but in most cases, home insurance includes damage caused by lightning strikes. If your home is struck by lightning and you have a standard home insurance policy, you may be able to file a claim to repair or replace damaged items and parts of your home’s structure.
How to File a Claim If Your Home Is Struck by Lightning
Lightning strikes can cause damage to your home in various ways. You may find that your appliances have been damaged or that your home’s structure has sustained harm. If you need to file a claim, the first step is to contact your insurance agent to review your policy. If your policy covers lightning strikes, your agent can guide you through the claims process.
Need Help Filing a Home Insurance Claim? Call Today
The first step in filing a claim is to contact your insurance agent at Owens Agency LLC, serving Waldron, AR. We are here to answer your questions and help you navigate the home insurance claim process. Every insurance company is unique, but our team is experienced in assisting customers with their claims. Call us today for assistance.
