Comprehensive or Full Coverage Auto Insurance: What’s the Difference?

When you own a car, it’s important to have the correct type of auto coverage. Different types of auto coverage meet consumer needs. Knowing the differences between these types of coverage can help you find the right type of coverage for your vehicle.

The Owens Agency LLC professionals servicing Waldron, AR, can help. Here’s what you need to know.

What Is Comprehensive Auto Insurance?

Comprehensive auto insurance covers non-collision damage to your vehicle. For example, if your vehicle is stolen, comprehensive auto insurance can pay to replace it.

Comprehensive auto insurance can also pay to repair or replace your vehicle if it is damaged by fire or vandalism. Your insurance agent will discuss the various reviews of coverage that comprehensive auto insurance provides.

What Is Full Coverage Auto Insurance?

Full coverage auto insurance combines all the other types of auto insurance, including liability only and comprehensive auto insurance.

Full coverage will pay to repair or replace your vehicle under many circumstances, including when you cause an accident. If you have a new vehicle and an auto loan, you may be required to get full coverage auto insurance.

Which Type of Insurance Is Better For Me?

If you’re unsure which type of auto insurance is right for your vehicle, the professionals at The Owens Agency LLC servicing Waldron, AR can help you find a type of auto insurance that fits your budget and meets your needs.

We work with many carriers to help our customers find the right type of insurance for their vehicles. Want to know more about getting car insurance for your vehicle? Call today to make an appointment.