{"id":160,"date":"2023-09-27T04:00:00","date_gmt":"2023-09-27T10:00:00","guid":{"rendered":"https:\/\/www.theowensagency.biz\/blog\/?p=160"},"modified":"2023-09-27T13:07:41","modified_gmt":"2023-09-27T19:07:41","slug":"why-you-need-trucking-insurance-to-cover-your-truck-when-you-aren-t-hauling-a-load","status":"publish","type":"post","link":"https:\/\/www.theowensagency.biz\/blog\/why-you-need-trucking-insurance-to-cover-your-truck-when-you-aren-t-hauling-a-load\/","title":{"rendered":"Why You Need Trucking Insurance to Cover Your Truck When You Aren&#8217;t Hauling a Load"},"content":{"rendered":"<p>Truckers purchase policies to create a policy package, but many miss the need for bobtail and non-trucking liability insurance. In this blog, The Owens Agency LLC explains what both of those policies do for truckers in Waldron, AR.<\/p>\n<h3><strong>Bobtail Insurance<\/strong><\/h3>\n<p>A bobtail policy, also called a deadheading policy, refers to insurance that covers the driver&rsquo;s liability when driving without a trailer attached. This could mean the driver dropped off a load or has yet to pick one up. For it to apply, the driver must be actively on the clock but between hauls.<\/p>\n<h3><strong>Non-trucking Liability<\/strong><\/h3>\n<p>Although non-trucking liability sometimes gets called bobtail insurance, they refer to two different things. A non-trucking situation refers to any personal use of a commercial vehicle. It includes driving with or without a trailer attached. In a non-trucking situation, a driver might have dropped off their load and headed to the grocery store for food or their child&rsquo;s school to pick them up.<\/p>\n<h3><strong>Independent and Employee Truckers Need Coverage<\/strong><\/h3>\n<p>Because both situations refer to a time between active work, other truck policies do not apply. A trucking company&rsquo;s liability insurance only covers its drivers and rigs while actively used for work purposes. If you drive a tractor-trailer (semi-truck) or other big rig vehicle, you need these two policies to cover your liability completely.<\/p>\n<h2><strong>Contact The Owens Agency For Trucking Insurance<\/strong><\/h2>\n<p>Don&rsquo;t drive another mile without bobtail and non-trucking liability coverages. Contact The Owens Agency LLC to purchase the liability coverage you need. Let us help you adequately protect your business risk by reviewing your policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Truckers purchase policies to create a policy package, but many miss the need for bobtail and non-trucking liability insurance. In this blog, The Owens Agency LLC explains what both of those policies do for truckers in Waldron, AR. Bobtail Insurance A bobtail policy, also called a deadheading policy, refers to insurance that covers the driver&rsquo;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[13,9,12],"class_list":["post-160","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-ar","tag-the-owens-agency-llc","tag-waldron"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/comments?post=160"}],"version-history":[{"count":1,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/160\/revisions"}],"predecessor-version":[{"id":161,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/160\/revisions\/161"}],"wp:attachment":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/media?parent=160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/categories?post=160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/tags?post=160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}