{"id":150,"date":"2023-04-26T04:00:00","date_gmt":"2023-04-26T10:00:00","guid":{"rendered":"https:\/\/www.theowensagency.biz\/blog\/?p=150"},"modified":"2023-04-26T09:58:28","modified_gmt":"2023-04-26T15:58:28","slug":"coverage-for-different-types-of-people-who-drive-your-car","status":"publish","type":"post","link":"https:\/\/www.theowensagency.biz\/blog\/coverage-for-different-types-of-people-who-drive-your-car\/","title":{"rendered":"Coverage For Different Types Of People Who Drive Your Car"},"content":{"rendered":"<h2><strong>Who&#8217;s Driving Your Car, and Why?<\/strong><\/h2>\n<p>That might sound like a nosey question, but it&#8217;s something the insurance company wants to know to calculate risk. There are differences between your domestic employee driving your car, your car-free neighbor borrowing it, your teenager or adult child using it for a weekend, or you just running errands. What about car lending services where a stranger borrows it? There&#8217;s a lot to talk about if you want to know what&#8217;s at risk in these choices. You don&#8217;t need to shut down the friendly nature of your relationships and the flow of your business connections. At The Owens Agency LLC in Waldron, AR, we&#8217;re interested in your financial well-being if something goes wrong and the likelihood of that so you can make realistic choices.<\/p>\n<h2><strong>Types of Auto Insurance Coverage Beyond Basic Personal Policies<\/strong><\/h2>\n<p>As life has become more complex, many assumptions have fallen away. For example, when a neighbor borrows your car, it&#8217;s assumed they also have coverage. Even hardware store truck rentals are based on this assumption. For drivers without a vehicle, non-owner coverage is available that provides liability protection when they&#8217;re behind the wheel of others&#8217; cars. We can help you sort out what&#8217;s needed to maintain proper coverage regardless of your situation.<\/p>\n<h2><strong>Taking Informed Action for Great Auto Insurance Protection<\/strong><\/h2>\n<p>The insurance risks in lending your car often point to adjustments in your existing personal auto policy. If a larger issue is discovered, it might be time to consider a commercial vehicle policy instead. Call us at&nbsp;The Owens Agency LLC in Waldron, AR.&nbsp;We can explain everything&nbsp;in clear terms and&nbsp;what we recommend&nbsp;so you&#8217;re confidently covered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who&#8217;s Driving Your Car, and Why? That might sound like a nosey question, but it&#8217;s something the insurance company wants to know to calculate risk. There are differences between your domestic employee driving your car, your car-free neighbor borrowing it, your teenager or adult child using it for a weekend, or you just running errands. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,5],"class_list":["post-150","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-the-owens-agency-llc","tag-waldron-ar"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/comments?post=150"}],"version-history":[{"count":1,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/150\/revisions"}],"predecessor-version":[{"id":151,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/posts\/150\/revisions\/151"}],"wp:attachment":[{"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/media?parent=150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/categories?post=150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theowensagency.biz\/blog\/wp-json\/wp\/v2\/tags?post=150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}